Developer Reputation
You build the agents. Your reputation rides on how they behave.
How it works
Every FIBOR ID is linked to the developer address that registered it. The developer's reputation is an aggregate of all their agents' FIBOR Scores and behavior.
Good agents with high scores and clean repayment records boost the developer's reputation. Agents that default destroy it.
Why this matters
Developer reputation affects the starting score of every new agent they register. A developer with an excellent track record gives their next agent a head start. A developer with a history of defaults handicaps every future agent.
Previous agents have high scores and clean records. New agents from this developer may start above the baseline 100.
Multiple previous agents defaulted. New agents from this developer start well below the baseline, making credit access much harder to reach.
The incentive
This creates accountability up the chain. A developer can't build throwaway agents, default on credit lines, and start fresh with a new agent. Their address carries the history. Build five agents that all default, and your sixth starts with a score of 10 instead of 100.
The result: developers build responsibly because their reputation is their most valuable asset on FIBOR. A strong developer reputation is a competitive advantage — it means faster access to larger credit lines for every agent you build.